ITR Filing Deadline Missed? Last chance to claim your tax refund. File Return Today

80U Calculator

Use our 80U Calculator to easily determine your eligible tax deductions for disabled individuals. Quick, accurate, and simple to use!

What is Section 80U?

According to Section 80U of the Income Tax Act, taxpayers with disabilities can claim a fixed tax deduction. If you have a disability, you can reduce your taxable income by a specific amount. This deduction is meant to offer financial relief and support to taxpayers living with a disability. 

The deduction is Rs. 75,000 for individuals with 40% to 80% disability and Rs. 1,25,000 for those with more than 80% disability. To claim this you need a valid disability certificate from a certified medical authority.

What is the 80U Calculator?

The 80U Calculator is a simple tool that helps taxpayers with disabilities calculate the tax deductions they can claim under Section 80U of the Income Tax Act, 1961. Based on your level of disability, the calculator will show you how much of a deduction you are eligible for either Rs. 75,000 or Rs. 1,25,000.

All you need to do is select your disability percentage (40% or more, 80% or more) and the calculator instantly provides the deduction amount to reduce your taxable income. It is a quick and easy way to understand how much you can save on taxes.

How Does the 80U Deduction Work?

80U deduction provides a fixed tax benefit for people with disabilities regardless of the actual expenses they incur. The deduction amount depends on the severity of the disability. 


List of common disabilities covered

  • Blindness: Full or partial vision loss. 
  • Low Vision: Impaired vision less than 6/18 or 20/60.
  • Mental Illness / Retardation: Any mental health condition affecting well-being. 
  • Hearing Impairment: Reduced ability to hear.
  • Locomotor Disability: Difficulty in movement due to musculoskeletal or nerve issues.
  • Leprosy-Cured: Nerve damage or other effects from leprosy. 

How to Calculate 80U Deductions?

Calculating your deduction is easy:

1. Determine your disability level (at least 40% disability). 

2. Enter your details into the calculator.

3. The calculator will show your eligible deduction

  • Rs 75,000 for disabilities between 40%-80%.
  • Rs 1,25,000 for disabilities of 80% or more. 

For example, if a person has a disability of 50%. The deduction he can claim under Section 80U is Rs 75,000. 

Eligibility for Using 80U Calculator

The 80U Calculator is for taxpayers who have a certified disability and want to calculate their eligible tax deductions. Anyone with a disability can use this calculator to figure out how much they can deduct from their taxable income. The calculator provides a quick way to determine whether you are eligible for a deduction based on the severity of your condition.

However, using this calculator does not guarantee the deductions. To claim the tax benefit you must meet the official criteria set by the Income Tax Department of India. This means:

  • You must have a disability certificate from a recognized medical authority. 
  • The disability must be 40% or higher as specified by the Income Tax Act.
  • Your disability type should be included in the list of eligible conditions such as blindness, mental illness or locomotor disability. 

The calculator serves as a helpful tool but the actual deduction will only be allowed if you fulfil all the legal requirements. 

Difference Between Section 80U and Section 80DD

Section 80U applies when the taxpayer themselves has a disability. It allows the individual to claim a fixed deduction for their own certified medical condition. However, Section 80DD is for taxpayers who have a disabled dependent such as spouse, child or parent. It provides a deduction if the taxpayer spends money on the care or medical treatment of the differently abled family member. 

In both sections, the deduction limits are the same. In short, 80U is for your own disability while 80DD is for expenses incurred on a dependent’s disability. 

How to Use Chartered ONE’s 80U Calculator?

Our 80U Calculator is easy to use and helps you estimate your tax deductions in a few steps. Just follow these steps:

  • Access the Calculator: Go to Chartered One, click on Tools, then select Calculators and choose 80U Calculator. 
  • Select Financial Year: Choose the financial year like FY 2024-25 for which you want to calculate deductions. 
  • Select Your Status: Choose whether you are a resident individual or non-resident. 
  • Choose Disability Percentage: Select whether your disability is 40% or more or above 80%. 
  • Get Deduction Amount: The calculator will display your eligible deduction based on your inputs.

Benefits of using our 80U Calculator

  • Accurate Results: Get exact deductions based on current tax rules. 
  • Eligibility Check: See if you qualify for deductions under Section 80U. 
  • Saves Time: Instantly determine your tax deductions based on your disability percentage.
  • Easy to Use: Simple interface for effortless calculations. 
  • Tax Compliant: Fully follows income tax guidelines. 

 Let the 80U Calculator do the work and see how much you can save! 

ITR Made Simple. File ITR Yourself Anytime & Anywhere

We provide expert guide also guaranteed maximum refunds on your income tax returns, with additional expenses from you.

File your ITR arrow
tax

Make you financial decision more accurate - Use Our Free Online Tax Tools

FAQs

Here are some common questions we receive from our customers. If you have any additional questions, please don’t hesitate to contact us.

What is the 80U Deduction?
What is the maximum deduction available for 80U?
What types of disabilities are covered under Section 80U?
What documents are required to claim deductions under Section 80U?
Can both the taxpayer and their dependent claim a deduction under Section 80U?
Can non-residents claim deductions under 80U?
Is the 80U deduction affected by my income level?
How often do I need to renew the disability certificate for 80U?
Enquiry